PFC Chapter 645: Kindness Like Me! Real Estate Project
Chapter 645: Kindness Like Me! Real Estate Project
Liu Yiyi stood up and said:
"Husband, there are actually several ways to deal with this situation. The first is to add money. People die for money, and birds die for food.
We double the merit points for each mission, and if that's not enough, we triple or quadruple them.
As long as the benefits are sufficient, cultivators from other places will come to our Baiyun City.
The second method is forced conscription. Generally speaking, when encountering such a situation, other forces of the gods will use forced conscription.
For example, we can forcibly recruit family members from families living within the sphere of influence of Baiyun City.
For example, a Yuanying family must produce a Yuanying cultivator, and a Jindan family must also produce a Jindan cultivator.
Family monks like these are very reliable on the battlefield. They generally will not run away or surrender.
He is both obedient and desperate. After all, he has a family behind him. If he dares to escape, his family will be implicated!
This is why all major powers like to cultivate some small families within their sphere of influence so that they can serve as cannon fodder at critical moments.
Independent cultivators have no ties, so they are bolder and don’t like to follow rules, so they are not welcome anywhere.
You should have a deep understanding of this. Back then, you were a casual cultivator at the foundation-building stage. When you joined the Four Seas Merchant Alliance, you were directly exiled to the edge of the Monster Mountain Range.
Hehe! Don't be angry, what I want to say is that casual cultivators are not trustworthy. "
After Liu Yiyi finished speaking, some of the other people present had their eyes light up, and felt that what Liu Yiyi said made a lot of sense.
Some people also frowned and felt disgusted, such as Su Mei, who was a casual cultivator.
Wang Bin also frowned and thought about the pros and cons. After thinking for a while, he shook his head and said:
"The first plan to increase the salary is not appropriate. The rewards for various tasks in Baiyun City are already higher than those of other forces.
If it is higher, it will easily cause public outrage. Secondly, it is easy for prices to rise, but it will be difficult to lower them later.
As for what you said about forced conscription, I disagree even more.
Our Wang family has a different business philosophy from other families. We are mainly a business family.
My reputation has always been very good, and Baiyun City's business slogan is fairness and justice.
This forced conscription of family monks has a very bad impact on our reputation.
Although strength is respected in the world of immortal cultivation, others dare not say anything because of the strength of our Wang family.
But if that happens, half of our Wang family’s reputation will be ruined. Besides, times are different now.
Now is the era of the war between humans and demons. Although it is very dangerous, it also brings great opportunities.
New Nascent Soul and Divine Transformation Realm cultivators may appear at any time. If too many people are offended, something will happen sooner or later.
So I don’t agree with using force. Actually, I also have an idea, which is why I called you to a meeting.
The name of my plan is real estate. First, we will dig a few fourth-level spiritual veins from the sea and bury them in Baiyun City.
Then some courtyards were built on these spiritual veins, and Nascent Soul training rooms, Golden Core training rooms, and Foundation Establishment training rooms were built in the courtyards.
Then sell these courtyards to those families or individual cultivators.
I knew they couldn't afford it, so I planned to open a loan business in Wang's Money House.
For example, the price of a Nascent Soul Realm cave residence is 10 million mid-grade spirit stones, and I only need him to pay a down payment of 1 million mid-grade spirit stones.
The remaining nine million can be borrowed from Wang’s Bank.
The loan can be repaid over one hundred, two hundred, three hundred, or five hundred years.
You only need to pay back a little bit of spirit stones every year at an interest rate of 1%.
In this way, they only need to pay back 150,000 medium-grade spirit stones every year, which is very easy for a Nascent Soul family.
They can use this cave to practice themselves, or rent it out to earn more spirit stones.
Of course, if they can't repay the loan, they can also take on tasks from our Wang family.
In this way, after one or two hundred years, this Yuanying family will truly have a place for cultivation of their own.
Moreover, they can enjoy the Nascent Soul Training Room two hundred years in advance.
Otherwise, renting a training room for two hundred years would cost a large amount of spirit stones, and in the end, this piece of land would not belong to your family.
Isn’t this a big loss? For example, a Jindan family has two Jindan cultivators.
If they can't afford a third-level spiritual vein, they can use it as a down payment to buy a courtyard with a golden elixir training room.
One of the Jindan cultivators will go to my Wang family to complete tasks and earn spirit stones, and the other can lead family members to practice at home.
If the two people exchange tasks and each carries out a ten-year mission, then a hundred years later, wouldn't this impoverished Jindan family have its own territory and spiritual veins?
This is such good news. If cultivators from other places in the True Spirit Continent knew about this, they would immediately run to my Baiyun City.
This will not only solve our problem of lack of manpower, but also greatly increase the prosperity of Baiyun City.
It’s the best of both worlds!”
Shui Ling'er's eyes lit up, and she instantly felt that this method was great. Her husband was so kind that he only charged one percent interest every year.
"My dear husband, you are so smart. You can even think of such a method. The interest rate is so low, and you can pay it back in 300 years.
It only costs a little to pay back each year, it’s so cheap, I want to buy one!
Those independent cultivators and families who cannot afford level three or four spiritual veins have to come and buy a cave residence immediately!
It's cheap, safe, and convenient in Baiyun City. It's such a great deal! I'm going to have my parents buy a few to rent out!"
Dongfang Wan's face was filled with excitement, and Shui Ling'er, Zhaojun, Yuhuan, Du Xiaoyue and even Chu Qingluan all had a smile on their faces.
Only Chu Tianqing, Liu Yiyi and Du Juan had doubts on their faces.
The interest rate is only one percent, and the loan is nine million for a hundred years. Why do I have to pay back fifty thousand every year?
It was not until two minutes later that Liu Yiyi figured out the ins and outs of it. She looked at the smile on Wang Bin's lips and the excitement on Dongfang Wan and the others' faces.
She hesitated for a moment, then asked tentatively:
"Husband, isn't this interest rate too high? A loan of nine million, with an annual repayment of over one hundred thousand. Over a hundred years, this courtyard will cost fifteen million mid-grade spirit stones!
"My Wang family is making too much money. If they can't pay back their loan, and the yard is in Baiyun City, you won't take it back and sell it again, right?"
The laughter in the hall stopped abruptly. Shui Ling'er stared at Chu Tianqing with wide eyes. She had also studied mathematics in the family school in recent years.
One percent interest rate is pretty low! How did you calculate that you have to pay back so much?
She wanted to give them a few reminders, but when she thought about how she wasn't familiar with them, she kept silent.
Dongfang Wan and the other girls had similar expressions, and they also looked at Liu Yiyi with confusion.
Wang Bin looked at Liu Yiyi with satisfaction, thinking about how he was cheated for more than ten years before he came to his senses. At that time, his interest rate was 5%!
I have been kind enough to only charge one percent.
“Well, smart guy, one percent is the lowest.
Cultivators are different from mortals. Once they break through to a major realm, the speed at which they earn spirit stones will increase tenfold or even a hundredfold.
For example, a Jindan cultivator borrowed one million mid-grade spirit stones from my Wang family. For a Jindan cultivator, it would take at least half a lifetime to pay back these one million mid-grade spirit stones.
But for a Nascent Soul cultivator, it may just be a matter of killing a few Nascent Soul monsters.
The main reason why my Wang family is involved in real estate is to recruit people to patrol the sea.
If they were not in debt, they would not be willing to take on dangerous tasks.
As for those who died during the mission, my Wang family will not lose a single spirit stone as compensation.
And if they can't repay the loan, we will just take the cave back and write off all other debts.
I have been kind enough, alas! You don’t know how greedy some people are! "