PFC Chapter 436: Father's Request
Chapter 436: Father's Request
Wen Xin exclaimed, picked up the bank card from the box with trembling hands, and turned to look at Tan Mu with red eyes.
"Honey, find the nearest ATM."
Tan Mu opened the map on his phone and said, "It's about 300 meters ahead. I'll drive over there. Don't worry, Doudou. We'll be there soon."
Wen Xin's hands were shaking as he read the words on the letter over and over again, as if he wanted to engrave them in his mind.
The car turned into a parking space on the side of the road, and before it stopped, Wen Xin rushed out. Tan Mu also quickly turned off the engine and followed.
Seeing Wen Xin frantically looking for the card slot at the ATM machine, Tan Mu took the bank card and started helping her operate it.
The name shown on the bank card is Wen Xin.
"Doudou, do you know the password?"
Wen Xin, with shaking hands, entered the birthday combination code mentioned in the letter.
This is her and her father's little secret. The password is the birthdays of the three of them in a rearranged order.
After logging in successfully, she pressed the button to check her balance.
There was a roar of machinery, and a string of numbers appeared on the screen.
His eyes and brain were all blurry. Wen Xin wiped his eyes with the back of his hand and reached out to touch the string of numbers.
"Three million, Doudou, it's more than three million."
Tan Mu gently held Wen Xin's hand. There was a long string of numbers after 3, which he did not read out.
Seeing Wen Xin standing there in a daze as if she had lost her soul, Tan Mu took the card back and hugged her back to the car.
After a huge ups and downs of emotions, Wen Xin calmed down completely.
"Tanmu, this money is what my father left for me." Wen Xin handed the letter in the box to Tan Mu.
Tan Mu took it and looked through it.
This is a request from an old father, who asked his mother-in-law to keep the money for his daughter.
"...Mom, don't let Chai Yuxuan know about this. I didn't dare give it directly to Xinxin because I was worried that she would be ungrateful and the money would become the common property of the couple."
"Xiao Chai always makes me feel uneasy. I just want to leave this money to Xinxin alone. Mom, please keep it for Xinxin and find a suitable time to explain it to her."
"I also wrote a letter to my eldest brother to explain this matter. You can ask him for help when necessary. I haven't been feeling well recently. When I get better, I will go to Beijing to see you and explain this matter to Xinxin..."
Tan Mu looked at him, full of questions, but felt that this was not the right time to ask.
Wen Xin calmed down and pointed to the last date on the letter to show Tan Mu.
"It was September 2005, 9. My grandma passed away on September 12. I still remember that day was a Saturday. I was on a business trip for several days before that."
"My grandma called me and asked me to come over over the weekend. I called my grandma after I got off the plane on Friday night and told her I would go see her the next morning. But she passed away early Saturday morning."
Talking about this heart-wrenching miss, Wen Xin still feels unbearable pain.
Tan Mu folded the letter carefully and stuffed it back into the envelope.
"What about Dad? Didn't he tell you about this?"
Wen Xin grabbed Tan Mu's arm, and her slender fingers exerted force, turning white at the fingertips.
"When grandma passed away, I called dad, and he told me that he had been hospitalized for several days due to a cerebral hemorrhage. I went crazy at the time, and I immediately returned to Yuncheng after burying grandma."
"When I arrived, my father was already in a dying state and passed away three days later. In just a few days, I lost the two people closest to me. That was my darkest moment. I became an orphan from then on."
Wen Xin murmured, and the pain began to pierce his heart again.
Tan Mu still had doubts: "What about uncle? Didn't Dad say he wrote a letter to uncle?"
Wen Xin's mind began to clear up a little:
"That year, my uncle and aunt were not in the country. They went to the United States to look after my cousin's children. My cousin gave birth to twins and was unable to take care of them, so she asked her family for help."
"Grandma urged them to leave, saying that I, my cousin and his wife would take care of them and they didn't need to worry."
Not being able to see grandma for the last time was the biggest pain for my uncle.
Tan Mu looked at the envelope in his hand:
"Well, my uncle was not at home at the time, so the letter was most likely lost. The letter that Dad sent to Grandma was a registered letter, so it's safer."
Tan Mu closed the iron box, put it back in the back seat, and stuffed the bank card into Wen Xin's bag.
Wen Xin took down the mirror, looked at her red and swollen eyes and nose, and urged Tan Mu.
"Tanmu, I'll give you directions. Take me to the beauty salon in front so I can take care of it. Otherwise, I won't be able to see my parents."
Tan Mu started the car: "It's okay, it's not even eleven o'clock yet, I'll tell my parents I'll be there later."
......
In the beauty salon, Wen Xin was lying quietly with an ice mask on her face, and her confused mind finally began to regain order.
Having run a business for so many years, she knew very well that considering the scale of her father's electrical appliance factory back then, being able to take out 300 million in cash was a large part of his assets.
The 300 million in that era is completely not on the same level as it is now.
Dad's factory had a loan. Moreover, taking out so much cash did not affect the operation of the factory, and Chen Lihua did not notice it. It is likely that Dad borrowed money again.
With this 300 million, plus the checks and red envelopes for her birthday and Spring Festival every year, and those high-value annuity insurance policies, Dad has actually been trying hard to transfer assets to her.
There should not be much inheritance left by him.
Of course, it was not as if Chen Lihua had said that he had no money left and could only give her 50,000 yuan. But apart from a house in a small county town, the money after selling the factory and paying off the loan would not be much.
She later talked to a veteran uncle in the factory and learned that her father wanted to sell the factory. He said that he didn't want to work hard anymore because he was old, but he fell ill halfway through the operation.
The veteran uncle complained that Chen Lihua knew nothing, and that Chai Qiaosong, a layman, followed suit and made a fuss, resulting in a lot less money being sold.
"Xinxin, your father's factory seemed to be thriving, but after a financial audit, they found that it had a lot of loans. It has been operating with debts, no wonder your father couldn't continue and wanted to sell it."
These were the words of the veteran uncle back then, and it was these words that made Wen Xin, who was like a walking corpse, even less willing to look into the accounts.
Besides, her factory was doing very well and making a lot of money at that time, so she didn't care about those small things.
It turns out that this is how some of my father’s debts came about.
Thinking back carefully, the rapid growth of my factory in just a few years was largely due to my father's continuous financial investment.
Wen Xin endured the soreness in his eyes and tried to calm his mind.
You can’t cry anymore, or all your efforts will be wasted.
"...The older Chai Yuxuan gets, the less reliable he seems. He is vain and calculating, and he likes to take shortcuts. Mom, you must remind Xinxin to be more careful..."
Wen Xin remembered what his father wrote to his grandmother.
In fact, in the years before his death, her father had always reminded her to isolate her assets. When Chai Yuxuan got into trouble, he reminded her not to give him too much power.
"There is no two masters in a family or a country, and this is even more true for a business, otherwise the people below will have second thoughts. You must control everything in your own hands."
"Even if I collapse one day, I have to make sure I don't lose everything."
This is what my father said countless times.
Under the subtle influence of her father's words, she is really taking various risk avoidance steps step by step.
That is a tough routine for doing business and a necessary means of self-protection.
Any strong woman who is decisive and efficient in the business world cannot be a naive person.
......